End User License Agreement

This End User License Agreement (“Agreement”) governs use of the Highland Holdings Cash Flow application (the “Application”), provided by Highland Holdings (“we”, “us”). By accessing or using the Application, you agree to be bound by this Agreement. If you do not agree, do not use the Application.

1. License grant

Subject to this Agreement, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Application solely for internal financial management purposes on behalf of Highland Holdings and its affiliated entities. The Application is provided to authorized personnel only and is not licensed for public or commercial redistribution.

2. Restrictions

You agree not to:

• share account credentials or permit access by unauthorized individuals;
• copy, modify, reverse engineer, decompile, or create derivative works of the Application;
• resell, sublicense, lease, or otherwise distribute the Application or its output to third parties;
• use the Application to access financial data you are not authorized to access; or
• use the Application in violation of any applicable law or of Intuit’s terms of service.

3. Third-party services

The Application integrates with QuickBooks Online, a service provided by Intuit Inc. Your use of QuickBooks Online is governed by your agreement with Intuit, not by this Agreement. We are not responsible for the availability, accuracy, or completeness of data supplied by Intuit or any other third-party service, nor for any changes those services make that affect the Application.

4. Data

Our handling of information in connection with the Application is described in our Privacy Policy, which is incorporated into this Agreement by reference. You are responsible for ensuring you have the authority to connect any QuickBooks Online company to the Application.

5. No financial advice

The Application produces forecasts and projections derived from accounting data and user-entered assumptions. Its output is provided for internal informational purposes only and does not constitute financial, accounting, tax, investment, or legal advice. Projections are estimates and may prove inaccurate. You are solely responsible for decisions made in reliance on the Application, and should independently verify figures before acting on them.

6. Disclaimer of warranties

THE APPLICATION IS PROVIDED “AS IS” AND “AS AVAILABLE”, WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE APPLICATION WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ITS OUTPUT WILL BE ACCURATE OR COMPLETE.

7. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS, ARISING OUT OF OR RELATING TO USE OF THE APPLICATION, WHETHER IN CONTRACT, TORT, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

8. Termination

We may suspend or terminate access to the Application at any time, with or without notice, including where we believe use violates this Agreement. Upon termination, the license granted here ends immediately and you must cease all use of the Application.

9. Changes to this Agreement

We may revise this Agreement from time to time. The effective date above reflects the most recent revision. Continued use of the Application after a revision constitutes acceptance of the revised Agreement.

10. Governing law

This Agreement is governed by the laws of the State of Illinois, without regard to its conflict of law principles.

11. Contact

Questions about this Agreement may be directed to anson.scoville@highlandholdings.com.